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Acronyms
Acronym | Definition |
---|---|
AES | Advanced Encryption Standard |
DES | Data Encryption Standard |
DUKPT | Derived Unique Key Per Transaction |
EMV | Europay, MasterCard, Visa |
FTP | File Transfer Protocol |
ICC | Integrated Circuit Card |
IP | Internet Protocol |
ISO | International Organization for Standardization |
KEK | Key Encryption Key |
MAC | Message Authentication Code |
MDR | Message Definition Report |
MOTO | Mail Order, Telephone Order |
PAN | Primary Account Number |
PED | PIN Entry Device |
PIN | Personal Identification Number |
PKI | Public Key Infrastructure |
POI | Point Of Interaction |
POS | Point Of Sales |
PSP | Payment Service Provider |
RSA | Rivest Shamir Adleman |
SHA | Secure Hash Algorithm |
TMS | Terminal Management System |
UKPT | Unique Key Per Transaction |
UML | Unified Modelling Language |
XML | eXtensible Mark-up Language |
Terms
Term | Definition |
---|---|
Acceptor | Card acceptor or acceptor is an entity accepting payment related cards. |
Acquirer | A financial or related institution acquiring card payment transactions and performing the settlement for merchant accounts. |
Cardholder | The person who presents the card to the acceptor for provision of goods or services. The cardholder signs the agreement with the card issuer to use a card linked to an account. |
POI | Point-Of-Interaction See also Acceptor, Payment terminal, Payment System |
POS | Point-Of-Sales |
Processor | An entity acquiring card payment transactions. Can be an Third-Party Agent or an Acquirer. |
Sale System | See also Point-Of-Sales. |
TMS | Terminal Manager System. An entity responsible for the maintenance and the monitoring of the a payment terminals estate. |