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Introduction
Arkos is a software framework that can be used to build any L3 payment acceptance system. It requires good software skills, basic EMV/payment expertises, and a good knowledge of the API to start. In average, between 8 and 12 weeks are required to port the software onto a new platform.
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See _Acronyms, Terms and Definitions for information about the terms common in the development of an EMVCo Level 3 application.
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Standard Project steps
Step 1: Qualification Phase
Plaform qualification
The purpose of the platform qualification is to assess the use of the platform, and to identify any constraints or challenges that might arise at the course of the project.
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EMVCo Level 2 Letter-Of-Approval (LOA) to ensure the compliance of the payment kernels
Platform Product Datasheet to validate the device technical characteristics
SDK
Documentation
Some payment devices
Processing Host qualification
The purpose of the processing host qualification is to assess the effort to support the processor’s requirements as well as to validate their compatibility with the standard card payment business processes between an acceptor and a processor.
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Exchange Protocol Specifications
Transport Protocol Specifications
Security Specifications (if applicable)
Maintenance Host qualification (if applicable)
Note: Not this step is not required if the Terminal Manager System is compatible with Nexo TMS specifications.
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Exchange Protocol Specifications
Transport Protocol Specifications
Security Specifications (if applicable)
Sale System qualification (if applicable)
Note: Not this step is not required if the Sale System is compatible with Nexo Retailer specifications.
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Exchange Protocol Specifications
Transport Protocol Specifications
Step 2: Project Execution
Solution Requirements
Development
Step 3: Project Acceptance
User Acceptance Test
Step 4: Certification
There are three levels of testing requirements prior to deploy a standard payment terminal:
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Arkos Framework is part of the L3 Certification scope. Below is a non-exchaustive list of cardTerminal Integration Tests generally required by Card networks and processors.
Card networks or Processors | Terminal Integration Tests |
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Visa | ADVT (Acquirer Device Validation Toolkit) CDET (Contactless Device Evaluation Toolkit) VPTP (Visa's payWave Test Tool kit) |
MasterCard | M-TIP (Mastercard Terminal Integration Process) |
AMEX | AEIPS (American Express ICC Payment Specifications) |
Nexo Standards | NIS (Nexo Implementaton Scope) |
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