AES

Advanced Encryption Standard

DES

Data Encryption Standard

DUKPT

Derived Unique Key Per Transaction

EMV

Europay, MasterCard, Visa

FTP

File Transfer Protocol

ICC

Integrated Circuit Card

IP

Internet Protocol

ISO

International Organization for Standardization

KEK

Key Encryption Key

MAC

Message Authentication Code

MDR

Message Definition Report

MOTO

Mail Order, Telephone Order

PAN

Primary Account Number

PED

PIN Entry Device

PIN

Personal Identification Number

PKI

Public Key Infrastructure

POI

Point Of Interaction

POS

Point Of Sales

PSP

Payment Service Provider

RSA

Rivest Shamir Adleman

SHA

Secure Hash Algorithm

TMS

Terminal Management System

UKPT

Unique Key Per Transaction

UML

Unified Modelling Language

XML

eXtensible Mark-up Language

Acceptor

Card acceptor or acceptor is an entity accepting payment related cards.

Acquirer

A financial or related institution acquiring card payment transactions and performing the settlement for merchant accounts.

Cardholder

The person who presents the card to the acceptor for provision of goods or services. The cardholder signs the agreement with the card issuer to use a card linked to an account.

POI

Point-Of-Interaction

See also Acceptor, Payment terminal, Payment System

POS

Point-Of-Sales

Processor

An entity acquiring card payment transactions.

Can be an Third-Party Agent or an Acquirer.

Sale System

See also Point-Of-Sales.

TMS

Terminal Manager System. An entity responsible for the maintenance and the monitoring of the a payment terminals estate.