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Definition
A Refund is a process that credits a Cardholder account from the Merchant account.
It is initiated in case of reimbursement of a payment transaction, totally or partially.
A Refund performed at the POI (Point-of-Interaction) does not have to be linked to a previous payment transaction.
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Refund Reference Data provided by a Device Control (eg. MerchantApp)
See Refund Service to provide Refund Reference Data from a Device Control.