IFR Processing is required in the SEPA Region to allow cardholders to choose their application of choice.

Arkos only support the option with an upfront button during technology selection.

Therefore, bit8 should be activated when IFR Processing is required.

Bit 6 and 5 are not supported since Arkos does not provide support to override selected application during CVM Process.

When a cardholder enters a card with multiple supported applications (for example a CB / Visa card), bit 7 will allow the application to automatically select the highest priority application without prompting for cardholder selection, unless the cardholder requested the choice of application.

It is the recommended default value for the best user experience.