Definition

ICS stands for Implementation Conformance Statement. It corresponds to a series of card processing features that may be optional or mandatory depending on different factors including regulatory ones. In practice, these features correspond to business requirements that shall be certified at the “L2” and made available to “L3”.

Process

Certification processes are key in payment industry. Payment schemes’ approval services are at the core of these processes in order to guaranty the interoperability of the systems between the issuance (card side) and the acceptance (payment terminal side).

Agnoid is delivered with the ‘’L2’’ certification grade. Hence, integrators don’t need to go through another “L2” certification process at a lab. Agnoid is meant to be used as is, to be integrated into a payment application, and to be submit to CDET (Visa) certification process.

Be careful! Regions (such as Asia, Europe, US) may be ruled by a specific Visa organization that might – or not – impose regional “L3” rules. So, it is important to take into considerations local regulatory context before developing a payment application for a given market. Contact your acquirer for a better visibility.

Agnos Profiles

This section presents the reference values used to qualify Agnos L2 stack for all payment networks depicted below.

...

For all the ICS references below, and Agnos' options:

• Optionalmeans that the option may be set to Yes or No for a given ICS

• Condtional Conditionalmeans that the option shall be set to Yes if the condition is met

• Variablemeans that the option is discrete

• Mandatoryalong with Yes/Fixed means that Agnos cannot be set differently

• Mandatoryalong with Noor a discrete value means that Agnos doesn't support the option yet. Contact us for more details

...

For all the ICS references below, and Agnos options comments:

• L3 perspectivemeans that current Agnos implementation doesn't prevent the addition of the option after L2 certification (i.e. option is out of card processing/L2 scope)

...

For all the ICS references below, and Agnos options recommendations:

• Wiki presents possible choicesindependently from platforms and customers requirements. Hence, it presents most frequent settings

...

For all the ICS references below, and default Agnos options values:

• See Configuration Model page for each payment network

Brand	ICS Reference

Image Removed

Image Added

EMVCo Contact ICS Supported Options

Image Removed

Idemia Wise

RuPay qSparc

Image Added

C-2/MasterCard

Image Removed

C-3/Visa

Image Removed

C-4/American Express

Image Removed

C-5/JCB

Image Removed

C-6/Discover

Image Removed

C-7/CUP

Image Removed

Interac Flash

Image Removed

EFTPOS

Image Removed

Gemalto PURE

Bancomat

C2/Paypass Reference ICS
Image Added	C3/PayWave ICS Supported Options
Image Added	C4/ExpressPay ICS Supported Options
Image Added	C5/JSpeedy ICS Supported Options
Image Added	C6/Discover ICS Supported Options
Image Added	C7/QuickPass Overseas ICS Supported Options
Image Added	Interac Flash ICS Supported Options
Image Added	RuPay NPCI ICS Supported Options
Image Added	EFTPOS ICS Supported Options
Image Added	Gemalto Pure ICS Supported Options
Image Added	This kernel has no L2 certification decorrelate from L3 integration. Contact us
Image Added	Idemia’s Wise specifications. Contact us
Image Added	This kernel has no L2 certification decorrelate from L3 integration. Contact us
Image Added	European CPACE specifications. Under development…
Image Added	NSPK’s specifications. Under development…