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What is an EEA CARD?

EEA cards allow cardholders to choose their application of choice, through the different methods in the table below.

How do you know if your card is an EEA card?

If the Application Selection Registered Proprietary Data (ASRPD - 9F0A with valid ID = ‘0001’) is present in the card, then the card is identified as EEA issued.

Currently, Arkos also has the F1 and F0 templates implemented. The EEA-specific process on the candidate list includes the priority settings and exclusions on the candidate list.

You can hardcode your F1 and F0 list currently, as the configurations are not supported on Atheos.

IFR Processing is required in the SEPA Region to allow cardholders to choose their application of choice.

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Arkos only support supports the option with an upfront button during technology selection.

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Bit 6 and 5 are not supported since Arkos does not provide support to override selected application applications during CVM Process.

When a cardholder enters a an EEA card with multiple supported applications (for example a CB / Visa card), bit 7 will allow the application to automatically select the highest priority application without prompting for cardholder selection, unless the cardholder requested requests the choice of application.

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When a cardholder presents a contactless EEA card with multiple supported application applications (for example a CB Visa card), the application will automatically select the highest priority application without prompting for cardholder selection, unless the cardholder requested requests the choice of application. Bit 4 and 3 will also not be supported. Awaiting relevant use case to implement it.

How to use the

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Upfront Button

Payment

In the Payment application, ArkosPay in our case, proceed proceeds to the execution of a payment. If we take as a reference point the following payment menu Payment Menu as an example, the AID button would represent represents the position of the upfront button.

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In the following case, the supported applications are MasterCard and Maestro. Select one and proceed to the rest of the payment process.

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Expected Results

The CustomerConsent <CstmrCnsnt> attribute is the value displaying rather or not an explicite choise if a choice was made coming from the user in regards to the presented supported applications during the Payment process.

This attribute is located in the Transaction <Tx> section found in the Accepted Authorized Requeste Request <AccptrAuthReq>, Cancellation Advice <CxAdv>, Cancellation Request <CxReq> <CxlReq>, and Completion Advice <CmplAdv> <CmpltnAdvc>.

Example:

Code Block
languagexml
<AccptrAuthstnReq>
    <Hdr>
        ...
    </Hdr>
    <AuthstnReq>
        ...
        <Tx>
            ...
            <CstmrCnsnt>true</CstmrCnsnt>
            ...
        </Tx>
    </AuthstnReq>
    <SctyTrlr>
        ...
    </SctyTrlr>
</AccptrAuthstnReq>

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Code Block
languagexml
<AccptrCmpltnAdvc>
	<Hdr>
		...
	</Hdr>
	<CmpltnAdvc>
		<Envt>
			...
		</Envt>
		<Cntxt>
			...
		</Cntxt>
		<Tx>
			...
			<CstmrCnsnt>true</CstmrCnsnt>
			...
		</Tx>
	</CmpltnAdvc>
	<SctyTrlr>
		...
	</SctyTrlr>
</AccptrCmpltnAdvc>

Code Block
languagexml
<CxlReq>
	<Envt>
		...
	</Envt>
	<Cntxt>
		...
	</Cntxt>
	<Tx>
		...
		<CstmrCnsnt>true</CstmrCnsnt>
		...
	</Tx>
</CxlReq>

Code Block
languagexml
<CxlAdvc>
	<Envt>
		...
	</Envt>
	<Cntxt>
		...
	</Cntxt>
	<Tx>
		...
		<CstmrCnsnt>true</CstmrCnsnt>
		...
	</Tx>
</CxlAdvc>

image-20240202-170551.pngImage Addedimage-20240202-173607.pngImage Added

For test purpose

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