What is Agnos?

Agnos is a universal card processing stack (a.k.a the “L2”) available on any payment platforms, and pre-certified for most of the international and debit brands. It aims to shorten integration times, and to lower the risks in regards with the different certification processes it has to comply with.

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The Stack

Agnos stands for Agnostic. It has been developed independently from any platforms or Operating Systems. Hence, it is available on secure devices, mobile platforms such as Android, SCRPs, PC based systems, and more… Its main characteristics are:

• Fast card processing time (no dynamic allocation, rapid accesses to tags)

• Small footprint (mutualized RAM usage)

• Easy to integrate (well defined “L2” encapsulation, no business logic to overload)

• Highly configurable (full stack with parameters to enable/disable “L2” features)

Agnos stack has been developed following global specifications. It means that its implementation is independent from any regional and merchant considerations. Any merchant’s, acquirer’s or processor’s (i.e. “L3”) requirements shall be implemented on top of that software layer to guaranty its integrity (in regards with certification rules) and its stability across the time.

The Guide

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