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Table of Contents

Definition

ICS stands for Implementation Conformance Statement. It corresponds to a series of card processing features that may be optional or mandatory depending on different factors including regulatory ones. In practice, these features correspond to business requirements that shall be certified at the “L2” and made available to “L3”.

Process

Certification processes are key in payment industry. Payment schemes’ approval services are at the core of these processes in order to guaranty the interoperability of the systems between the issuance (card side) and the acceptance (payment terminal side).

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Be careful! Regions (such as Asia, Europe, US) may be ruled by a specific Visa organization that might – or not – impose regional “L3” rules. So, it is important to take into considerations local regulatory context before developing a payment application for a given market. Contact your acquirer for a better visibility.

Agnos Profiles

This section presents the reference values used to qualify Agnos L2 stack for all payment networks depicted below.

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For all the ICS references below, and Agnos' options:

  • Optionalmeans that the option may be set to Yes or No for a given ICS

  • Conditionalmeans that the option shall be set to Yes if the condition is met

  • Variablemeans that the option is discrete

  • Mandatoryalong with Yes/Fixed means that Agnos cannot be set differently

  • Mandatoryalong with Noor a discrete value means that Agnos doesn't support the option yet. Contact us for more details

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For all the ICS references below, and Agnos options comments:

  • L3 perspectivemeans that current Agnos implementation doesn't prevent the addition of the option after L2 certification (i.e. option is out of card processing/L2 scope)

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For all the ICS references below, and Agnos options recommendations:

  • Wiki presents possible choicesindependently from platforms and customers requirements. Hence, it presents most frequent settings

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Brand

ICS Reference

EMVCo Contact ICS Supported Options

C2/Paypass Reference ICS

C3/PayWave ICS Supported Options

C4/ExpressPay ICS Supported Options

C5/JSpeedy ICS Supported Options

C6/Discover ICS Supported Options

C7/QuickPass Overseas ICS Supported Options

Interac Flash ICS Supported OptionsRuPay

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RuPay NCPI NPCI ICS Supported Options

EFTPOS ICS Supported Options

Gemalto Pure ICS Supported Options

This kernel has no L2 certification decorrelate from L3 integration. Contact us

Idemia’s Wise specifications. Contact us

This kernel has no L2 certification decorrelate from L3 integration. Contact us

European CPACE specifications. Under development…

NSPK’s specifications. Under development…

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